Virtual Terminal

Key in payments from any computer or tablet. Perfect for phone orders, invoices, and B2B billing where the customer is not physically present.

Built on secure, enterprise-grade processing infrastructure with local setup and support. Virtual payments use hosted payment pages from Elavon servers so that sensitive card data never touches your systems.

When to use a virtual terminal

MOTO payments

Mail order and telephone order transactions processed through a secure web interface. Enter card details manually and receive authorization in seconds.

Invoice payments

Send digital invoices with embedded payment links. Customers click, enter their card, and you get notified when payment is complete.

B2B and professional services

Accountants, consultants, agencies, and service providers can accept payments without swiping cards. Bill clients after work is complete.

Keyed transactions

Process card-not-present sales directly through a browser-based interface. No terminal hardware required — just a secure login and an internet connection.

Receipts and reporting

Every virtual terminal transaction generates a digital receipt that can be emailed to the customer. You also get access to transaction history, settlement status, and reporting exports for reconciliation.

PCI considerations

Because virtual terminals involve card-not-present transactions, they carry different risk profiles and PCI requirements than in-person sales. We provide PCI-focused workflows and guidance to help you understand your responsibilities and meet required validation standards.

Tired of confusing processing bills?

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