Merchant Processing

Accept payments the way your customers want to pay — in-store, online, or on the go — with transparent rates and local support.

Customer making a contactless payment with a smartphone at a payment terminal

Built on secure, enterprise-grade processing infrastructure with local setup and support.

How you can accept payments

Card-present transactions

Swipe, dip, and tap transactions at your counter or on the move. We provide modern terminals and POS equipment that work with your existing workflow.

Card-not-present transactions

Keyed-in payments, invoices, and online checkouts for phone orders, mail orders, and eCommerce sales. Tokenization helps protect sensitive data.

Mobile wallets

Accept payments from mobile wallets and contactless devices. Modern terminals support tap-to-pay for faster checkout and shorter lines.

Settlement basics

Understand when funds hit your account. We explain batch times, cut-off windows, and settlement schedules so you can manage cash flow with confidence.

Custom integrations

Connect payments to your existing software via API, hosted checkout, or middleware. We support custom implementations and provide developer consulting during setup.

What affects your pricing

Pricing depends on your transaction mix, monthly volume, average ticket size, card-present vs. card-not-present ratio, business type, hardware and software needs, integrations, risk profile, and approved solution. We break this down line by line during a free rate analysis.

Security and support

Every setup includes encryption, tokenization, and fraud controls. We also provide PCI-focused workflows and guidance to help you meet required validation standards. When you have questions, you call us — not a 1-800 number.

Tired of confusing processing bills?

Send us your statement. We'll show you exactly what you're paying and where you might save.