PCI Compliance Checklist

PCI DSS applies to every business that accepts card payments. Here is what you need to know and what you are responsible for.

Payment security illustration with shield, locks, and encrypted terminal connections

What is PCI DSS?

The Payment Card Industry Data Security Standard (PCI DSS) is a set of security requirements designed to protect cardholder data. It applies to every merchant, regardless of size, that accepts credit or debit card payments. Compliance is not optional — it is required by the card networks.

What we help with

We provide PCI-focused workflows, encryption, tokenization, and guidance to help you understand and meet required validation standards for your specific setup. We do not guarantee compliance on your behalf — that remains your responsibility — we make the path clearer.

Your PCI checklist

  • Use a secure network with firewalls and strong access controls.
  • Never store full card numbers, CVV codes, or magnetic stripe data.
  • Encrypt card data in transit using TLS on all payment pages and terminals.
  • Use anti-virus software and keep all systems patched and up to date.
  • Limit access to payment systems to authorized personnel only.
  • Complete your annual PCI DSS validation (SAQ or Report on Compliance).
  • Monitor systems regularly for vulnerabilities and unauthorized access.
  • Maintain an information security policy and train your staff on it.

Validation types

Most small and medium businesses complete a Self-Assessment Questionnaire (SAQ). Larger or more complex environments may require a full Report on Compliance (ROC) from a Qualified Security Assessor. We help you determine which validation path applies to your setup and guide you through the requirements.

Questions about PCI?

We walk every new client through a security review during onboarding. If you have questions about your current PCI status, contact us and we will schedule a review.

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